







Tackle life’s big moments- Together with SathPay
SathPay is the world’s first collaborative borrowing platform that lets you combine your borrowing power with friends and family to access larger loans for life’s important moments. Our unique model gives you all the benefits of a group loan while removing its biggest drawback—shared liability. With SathPay, you only repay your own share of the total loan, not the entire amount.
Borrow together. Pay only your part.
How does SathPay work?
Our innovative platform makes collaborative borrowing simple, transparent, and secure.
Perfect for Life's Major Moments
Discover how SathPay's collaborative borrowing model can be applied to various scenarios, allowing groups to achieve more together while maintaining individual financial responsibility.

💍 Dream Weddings
Fund the perfect celebration without compromise. Pool resources with family members to create an unforgettable wedding experience—venue, décor, catering, and more—while each person only repays their fair share. With SathPay, no one carries the entire burden alone.
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Average wedding loan: ₹10–15 lakhs
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Typical group size: 4–6 family members
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Popular duration: 24–36 months

✈️ Group Travel
Whether it’s a trip abroad or a weekend escape, don’t let budget limitations hold you back. With SathPay, you and your travel buddies can combine borrowing power to fund tickets, stays, and plans—then each person repays only their part. Shared fun, shared responsibility.
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Average travel loan: ₹2–4 lakhs
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Typical group size: 3–5 friends
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Popular duration: 12–24 months

💼 Business Launch
Starting something new? Use SathPay to raise capital for your business by pooling support from co-founders or trusted partners. Whether it’s equipment, inventory, or launch costs, you can access a bigger loan while ensuring each person only repays their own portion.
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Average business loan: ₹5–10 lakhs
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Typical group size: 2–4 co-founders/supporters
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Popular duration: 24–48 months

🏥 Medical Emergencies
In critical situations, time and financial access matter most. SathPay lets you join hands with family or friends to manage urgent healthcare expenses. Everyone contributes what they can and repays only their share—so you can prioritize care over cost.
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Average medical loan: ₹3–6 lakhs
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Typical group size: 2–3 family/friends
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Popular duration: 6–18 months
Why Choose Collaborative Borrowing with SathPay?
Our pioneering approach to lending redefines how Indians access capital for life's major moments, offering unique advantages over traditional personal loans.
How does SathPay work?
Collaborative Loan Simulator
Experience the power of group borrowing and see how much you can save.